The U.S. House of Representatives recently passed HR3962: the Affordable Health Care for America Act of 2009. The legislation is thousands of pages long, making it difficult for regular taxpayers to understand how the bill will affect them.

Tax Penalties

The new legislation is very expensive, and Congress has come up with a number of ways to pay for it. First of all, there will be a shared responsibility provision that basically forces taxpayers who cannot establish acceptable health care coverage to pay an additional 2.5% tax. There will be a hardship exception though, for taxpayers who cannot afford to pay the tax.

Payroll Penalty

In addition to a penalty on taxpayers who cannot afford coverage, the government will also assess an 8% payroll tax on businesses that do not offer health insurance to their employees. However, it is widely expected that the penalty will be reduced to 5% when the Senate revises the bill.

Millionaire Surtax

One of the largest sources of funding for the reform bill is a new surtax on individuals making more than $500,000 per year, of couples making over $1 million. In the House’s bill, beginning in 2010 all taxpayers making a qualifying amount will be subject to a massive 5.4% tax increase.

Inflation Increases

In addition to adding heft tax increases, the bill also partially repeals tax indexing for inflation. This will result in more money for the Federal government as the years go by. According to the Joint Tax Committee the surcharge is only expected to generate $30.9 billion in 2011, but nearly $70 billion in 2019.

Passage into Law?

The present version of this bill is not likely to get passed into law. Despite President Obama’s optimistic stance, some Senators are already pronouncing the bill dead on arrival. Although there has been a lot of discussion about this health care reform bill, it could be months before even a highly amended version of it becomes law. The Senate is not going to vote on the bill until at least 2010, and since they are expected to make numerous modifications it will likely need to return to the House for another vote. It could be six months from now before a health care bill goes to President Obama’s desk for a signature.

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Fabian Samuel Bangalore works for a company in India that manufactures the botanical extracts used in nutritional products and dietary supplements. The company’s main markets for export include the United States, Europe, and Japan. Although many people in these countries can afford to purchase whole foods, there are still health benefits of supplementing diets.

With a career tied to the nutrition industry, Fabian Samuel Bangalore is knowledgeable on the benefits of nutritional supplements. So what are the benefits of using nutritional supplements? Supplements are beneficial because they provide:
Greater nutrition. As well as you may eat you may still find yourself lacking certain vitamins or minerals. A supplement can help fill any vitamin or mineral deficiencies created by your diet.
Antioxidants. Antioxidants slow the natural process leading to cell tissue damage. By slowing the process, supplements may help protect you from certain diseases like cancer, heart disease, or diabetes.
Fiber. Ensuring you get fiber has become a popular marketing strategy, but fiber can also help prevent diseases such as diabetes and heart disease, making supplements with fiber a health benefit.
Calcium. Calcium helps keep bones strong.
Vitamin B12. This provides you with energy and is one of the main ingredients in energy drinks.
Vitamin D. Vitamin D plays a crucial role in maintaining a strong immune system. While eating a balanced diet that provides the vitamins and minerals naturally is best, Fabian Samuel Bangalore recognizes the popularity of supplements for societies obsessed with fast food full of transfat and sugars. Fabian Samuel Bangalore also encourages people to look at the products they are buying. -I am certified organic for certain extracts. Natural nutrients and extracts are better absorbed by the body and are preferable to synthetic nutrients,- says Fabian Samuel Bangalore.

Fabian Samuel Bangalore’s career is tied to the nutrition industry and he recognizes the benefits of supplementing a diet for health reasons. -In many societies, sitting down and eating a complete and balanced meal is difficult even though they know it is healthy and important. For people who want to use supplements to even out their diet, multivitamins are typically the easy thing to do,- says Fabian Samuel Bangalore.

However, like any professional would, Fabian Samuel Bangalore recommends every person talk with their family doctor about taking any supplement or vitamin regimen. -People process supplements differently based on their health or medications they take, so talking with a doctor first is always recommended,- says Fabian Samuel Bangalore.

For more information about the benefits of taking nutritional supplements, Fabian Samuel Bangalore recommends sites like the following:

Finding a dermatology hospital in Bangalore is not so hard when you consider the Genesis facility. They are a smaller facility but they offer many services that other larger institutions do not. They have a professional team of doctors and nurses who can deal with many different types of skin problems.

Your skin is the largest organ in your body and it may come as a surprise to you that people really do not take care of their skin as well as they should. Also there are a number of things that can go wrong with your skin. Given these factors it is good to find a reliable dermatology hospital in Bangalore. They can help you in the following ways.

“Acne: acne is a common complaint especially with younger people. It often begins in the teenager years when kids are more self conscious about their looks. The doctors in Genesis are professionals with years of experience. They can offer natural as well as conventional methods to treat this emotionally devastating skin problem
“Warts and moles: warts and moles can be very embarrassing when they appear on the face and hands. Plus they can be contagious when touched. Added to this is the fact that moles can turn into cancerous lesions. It is important to have them removed professionally.
“Skin cancer: Genesis dermatology hospital in Bangalore can also help you with serious problems like skin cancer. This can turn very ugly and even prove fatal if it spreads to other parts of the body. So it is imperative that you get this seen by a skin specialist.
“General skin care: in order to keep your skin looking good you should look after it well. This prevents a lot of problems and
“Psoriasis and eczema: these are skin problems that often reoccur. Many times these problems need long term treatment. There are many herbal remedies available for these problems as well as conventional medicines. The Genesis facility has a natural medicine department that can offer alternative medicine solutions to your problems.
“Fungal infections: this skin problem can also be handled by genesis dermatology hospital in Bangalore. Fungal infections can affect your toenails and even your finger nails. They are not only unsightly but can be hazardous to your health. Sometimes plantation warts can be picked up in summer when you go around barefoot. These are very contagious and can spread if not treated. These usually require minor surgery to eradicate them completely.

Skin problems can be treated individually but they can also be greatly diminished by improving your health. If you want to have great skin and fewer problems you should take steps to get healthy. Bangalore Genesis Hospital offers a program to help you have a healthier lifestyle. It is called the Smart Heart program.

Most people with dry skin are spending millions of dollars every year on dry skin therapy. However, a great number of them are not able to find the relief they are looking for. This is because they are not using the right products with the right ingredients. It is very simple and it starts by knowing the right quality of ingredients to look for. Ideally, there is a wide range of quality ingredients that have been include in this therapy and produced excellent results. Some of these ingredients are explained below. Shea butter- It is also called Karite butter. It is light yellowish and obtained from the fruits of Shea tree by boiling and crushing. This oil is used as an emollient, moisturizer and as cooking oil in some regions. When applied on the skin, it provides a natural protection against the harmful UV rays. It is known to produce an evening tone, heal burns, stretch marks and dark spots. It returns the shininess to chemical treated or dry hair; penetrates deeper restoring the elasticity of the skin and treats conditions such as psoriasis and eczema. So, next time you move to the store go for the products with Shea butter as the main ingredient. Using Jojoba oil- It is obtained from crushed seeds of jojoba plant. It is similar to sebum and it is made up of wax esters. It is absorbed easily without clogging the pores or causing allergic reactions. Once applied in the skin, it has an amazing ability of regulating the amount of sebum produced by the skin. This means that, the body does not produce too little or too much sebum. It moisturizes the skin because it is composed of wax and not oil which leaves a greasy residue. Jojoba oil also provides the fatty substances which are required to reduce the rate of water loss by the skin. They assist in the production of collagen, a protein that keeps the skin healthy and young. Finally, stop using soaps since they are harsh making it dry and start using mild cleansers. For outstanding results, you should have a change in your diet. Ingredients derived from avocados, vegetables and fruits play a very important role in enhancing a healthy skin.

David C. Brown holds a Master of Education and a Bachelor of Science in Education. Be sure to follow my writings daily. Check out my website:

If you have recently quit smoking, or if you are getting ready to embark on a smoking cessation program congratulations! You have taken the first steps to improved health and a longer, happier life.

Years of smoking can take quite a toll on your physiology and appearance. Among other things, excessive smoking causes the production of harmful free radicals in the body.

But it is possible to reverse some of this damage, and vitamins play a big part in the healing process. Antioxidants found in many vitamin compounds can eliminate free radical activity and restore your body to a healthy state.

Vitamin C is an antioxidant that everyone needs to stay healthy, but smokers have a special need for this compound. Smoking depletes the body of ascorbic acid, so a smoker will need up to three times more Vitamin C than the average non-smoker.

Vitamin C also helps your body absorb iron, which means more oxygen in your blood stream. This vitamin even counteracts atherosclerosis, or hardening of the arteries, caused by smoke inhalation.

Smoking can cause bone loss associated with aging to happen at an accelerated rate. Its common knowledge that calcium works to prevent bone loss, but did you know Vitamin C improves your ability to absorb and use calcium?

Good sources of Vitamin C include citrus fruit, broccoli, strawberries and cabbage.

Folic acid is another important vitamin compound, especially for smokers. This is a B-complex vitamin, and is crucial for lung health. Studies have shown that increasing folic acid intake can reduce symptoms of bronchitis and other lung-related maladies.

Get your folic acid via orange juice or fortified cereal.

Smoking also depletes the body’s Vitamin E supply. Vitamin E is a powerful antioxidant that offers protection from dangerous free radicals and can help the body rebuild.

In fact, research even indicates that Vitamin E can reduce the risk of heart attack and stroke. Sources of natural Vitamin E include oils, nuts, seeds, liver, and clams.

In addition to eating a well-balanced diet, many doctors and rehabilitation specialists recommend that smokers and ex-smokers take a good multivitamin supplement to help the body recover from the devastating effects of smoking.

As soon as you enter in the party, you pull towards you a lot of attention for your sexy stature which you have achieved for practicing yoga exercises regularly. Yes, it’s only your body which people appreciate and not your face as you have a lot of pimples and skin problems which lead to the darkening of the face. If you are not happy with your face, you must start practicing yoga exercises which will profit you.

Yoga is a soothing form of exercise that can also help your body become stretchier. You can also use yoga exercises to help tone the muscles in your face, which can help you stay looking younger. The great thing about yoga facial exercises is that you can do them anywhere because you don’t need any extra equipment to absolute them.

Yoga exercises for face plays a key role in maintaining a in the pink skin and preventing wrinkles. The human face is a hardworking part of the body and there are about 16 muscles found in the face, and those muscles can be benefited from yoga exercise for face. The Facial yoga exercise can improve your face, facial skin by simple exercises without the need of any medicines. You can improve your face by facial exercises to get face lift and to A Facial Yoga are the exercises of face based on yogic rules. It is believed that facial exercises can do a facelift that can tone and smooth the skin of the face.

Consider about your face and the thrashing it takes. The face is hit by snow, sun, sleet, wind, and rainwater. It is harshly rubbed, applied make-up, grit and grime, scratched, and frayed are attacking it often.

These face exercises are designed to tone up all the 57 muscles of the face and neck that can increase blood circulation and release tension, restoring a radiant, youthful and glowing look.

When it comes to face related tribulations, sagging and wrinkles are some of the common issues which are being experienced by women. It may be due to the dirty air or the chemical face harvest such as sun screen lotion which is used by a lot of women. Though the chemical products promises a lot of things such as removing the dark circles, it hardly works on the face rather it reacts with the skin and creates more problems. Yoga exercises for face can help you to reduce the tension and makes you feel and look more relaxed. . So, start practicing yoga if you wish to have an ever glowing skin.

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When people age, their needs for nutrition change. It is important for elderly to eat healthy foods that are full of nutrients. Some medications, as well as illness, can affect the appetite of older people. To maintain health and independence longer, elderly people should make sure that when they do eat, that the food is good for them and will help maintain health. Healthy food choices can be made at home, in restaurants, and at the grocery store.

The types of foods that should be included in an elderly persons diet should include foods that promote the following:

Circulation (soy products, fruits, seeds)
Strong bones (cheese, milk, salmon, legumes, beet greens)
Resistance to illness (apples, citrus, broccoli)
Mental alertness (high protein foods, complete carbohydrates, omega-3 fats)

Foods that are high in antioxidants are also recommended for elderly people.

Healthy food choices for elderly in restaurants may include eating low fat meats, salads, vegetables, and grilled foods. For the elderly that has trouble maintaining weight, fresh whole grain breads can be chosen at restaurants. Going to restaurants that serve fresh, healthy, and homemade dishes will

Italian food is made with tomatoes, which are high in antioxidants. Cooked tomatoes, like what is found Italian tomato sauce for pasta contains the antioxidant, Lycopene, which gives tomatoes their deep red color. Tomatoes are also high in vitamin C.

Cheese is high in calcium, which helps build strong bones. Lasagna and other Italian dishes with cheese are good choices for elderly because they are at risk for fractures and broken bones.

Many studies have proved that for some, a glass of wine with a meal is very healthy, especially red wines.

When mental alertness in the elderly seems to be diminishing, before concluding that they need additional care or are suffering from Alzheimers, check the persons diet. The diet may cause low blood sugar. Drops in blood sugar can cause mental confusion. Changes in hormones for women can also cause mental confusion. When healthy food choices are being made and there still seems to be diminished mental alertness, ask the pharmacist about the medications being prescribed and if they may be the cause. If yes, make an appointment with the doctor to discuss alternatives and any new medications that might be available.

Going to a relaxing restaurant that offers healthy food choices, like Mama Jennies in Miami, Florida, can keep healthy eating from becoming boring.

Whether you are having pain issues that are stemming from your joints, ligaments, or anywhere in your musculoskeletal system, your primary physician may not be enough to handle it. If you are experiencing chronic or acute pain issues such as instability when walking or standing, trouble moving, swelling in your joints, bone or joint related deformities, or other pain issues, you may want to schedule an appointment with your doctor. From there, your physician may refer you to an orthopedic specialist. There are a number of ways that one of these professionals can help you.

Orthopedic specialists can do more than help people who have experienced injuries. They focus on the diagnosis and treatment of issues arising from the musculoskeletal system. These professionals can help to reduce the pain in muscles, joints, ligaments, and tendons. Whether you have been injured, or you cannot pinpoint the source of your pain issues, you may be referred to see an orthopedic specialist who can provide you with a number of treatments including medicine and physical therapy. In some cases, you may need surgery to correct the problem.

In the case of an emergency, you may want to visit an OrthoNOW clinic. OrthoNOW is a network of urgent care clinics that specialize on treating a variety of orthopedic related injuries. When you are facing an emergency from an unexpected injury, an OrthoNOW clinic in your area can provide you with the immediate medical attention that you need. These clinics provide specialized orthopedic services for a number of different injuries including injuries in the wrists, ankles, spine, knees, and feet. There are a number of OrthoNOW clinics around the country, so if you are having an emergency that requires immediate attention, and it can be treated by an orthopedist, check to see if one of these clinics are near you.

Regardless of the issue that you are having, there is treatment available to you. Upon seeing a specialist in an OrthoNOW center or a doctor’s office, you may receive one of many treatments. If your injury or pain is not debilitating, the specialist may recommend one of many over the counter medicines, or he or she may prescribe something. In other cases, physical therapy may be the treatment that you need. In more extreme circumstances, surgery may be the most effective method of treatment. When you are facing pain problems in your joints, bones, or muscles, schedule an appointment with your doctor today.

For those looking into OrthoNow, Syracuse offers the great options at Upstate Orthopedics. Learn more at .

IPL uses a more sophisticated type of technology that involves a xenon flash lamp and optical prisms. This method targets the damaged cells that lie deeper within the skin and avoids irritation of the surrounding tissues. A technician begins by placing cold gel on the affected area and then positions the lamp above the surface of your skin. This lamp will send light pulses to the skin. The IPL process usually lasts 15-20 minutes and depending on the level of achievement you’re looking for, can require one or multiple sessions. There are some side effects, as with all treatments, that you should be made aware of. IPL sessions can cause light bruising, mild blistering, pink skin and even hair loss.
How does IPL work for acne?

There are three forms of IPL therapy for acne – LHE Therapy, Blue-Light Therapy and IPL with medication. The choice will depend on what results you’re looking for and what your dermatologist suggests as the most effective for your individual acne spots.

LHE therapy uses both heat and light as the source to treat acne. The FDA has actually approved one IPL treatment that involves green light waves and heat. This form of IPL is meant to treat mild to moderate acne and more than likely, over a period of time. The whole process has been known to reduce the size of oil glands and kill the dirt bacteria in pores that create acne.

Blue-Light therapy is similar to LHE minus the UV radiation. It only makes sense that less UV radiation equals less damage on your skin. This form of IPL will have the same effect on killing the dirt bacteria but with less side effects than the LHE therapy. According to Robin McClain, who is a registered nurse practitioner from the University of South Florida, has reported that this form of light therapy is best used for acne vulgaris. As with all other treatments, blue-light therapy does have side effects such as dry skin and/or temporary pigmentation change. A process of eight sessions over a 4 week time period should be allowed for visible results.

Lastly, we have IPL therapy with a mixture of medication. (Again, we stress that you should consult with your dermatologist in order to make an educated decision on IPL.) The medication that is involved in this process is activated by way of pulsed light. A few hours prior to the process ALA (the medication) is applied to your skin and a numbing agent will also be used to reduce pain and/or a stinging sensation during the process. The numbing agent is typically applied an hour and a half prior to the treatment. The actual treatment is concluded in 20-30 minutes. Side effects are possible and involve slight bruising and pink skin. The recovery time usually lasts no longer than one day.

Many people believe that the secret to body building and developing a great physique is a ton of supplements, pills and powders. The fact is that body building can be done without a lot of supplements. Many people are practicing the kind of natural body building that helped previous generations of body builders develop their muscles without supplements. So if you’re interested in natural body building without using supplements, this article should help you get started.

You will never manage to have a fit body without the right foods. Don’t starve yourself, but do plan your meals to make sure you get the right nutrition. Eating less is only going to weaken you muscle. If you eat the right foods, you will develop lean muscle, with no need for supplements. The secret to natural body building is not in the calorie count, but in what foods you eat. Try to make every calorie count.

Be sure to eat lean protein, complex carbohydrates and healthy fats. This will help give you energy, repair the body, and even give you enough vitamins and minerals to help you start building muscle. These foods help restore you muscle tissue, tendons and connective tissue, strengthening your body and rejuvenating any areas which might be damaged or strained as a result of exercise.

Regular exercise every day is essential if you want to develop the physique of a body builder. Ask your doctor and a professional trainer about appropriate routines for natural body building without supplements. Look at your level of fitness, weight and body type. Then start slowly and build your strength, rather than do too intense a work out that can lead to injury.

Also be sure to get plenty of sleep each night. This will give your body time to relax, rest, and rejuvenate, especially after a good workout. It helps keep your muscles toned and trim. Your exercise routine should suit your daily lifestyle and be something you enjoy. Just be sure not to overdo it, otherwise your muscles won’t be able to get the time between sessions to rest and heal. This will also help you maintain a good energy level so that you don’t feel too drained and then want to take a supplement to help you feel better. Natural body building works with your body, not with supplements, to help you develop the toned and trim physique you’ve always wanted.